All posts by Heather Vale

Heather Vale is a writer, interviewer and journalist known as The Unwrapper™. For more than 20 years she has worked in all media: TV, radio, print and online. She write primarily about business and personal development, and believes that failures are simply stepping stones on the way to success.

Money: That’s What I Want

We heard a little bit of the classic song “Money (That’s What I Want)” last week from Bruno Mars.

Now let’s hear the whole thing, complete with screaming teenage girls, from one of the most popular bands of all time: The Beatles.

This song is guaranteed to get you into the prosperity mindset crucial for attracting more money.

“Money (That’s What I Want)”

The best things in life are free
But you can keep them for the birds and bees
Now give me money
That’s what I want
That’s what I want, yeah
That’s what I want

Your lovin’ gives me a thrill
But your lovin’ don’t pay my bills
Now give me money
That’s what I want
That’s what I want, yeah
That’s what I want

Money don’t get everything it’s true
What it don’t get, I can’t use
Now give me money
That’s what I want
That’s what I want, yeah
That’s what I want, wah

Money don’t get everything it’s true
What it don’t get, I can’t use
Now give me money
That’s what I want
That’s what I want, yeah
That’s what I want

Well now give me money
A lot of money
Wow, yeah, I wanna be free
Oh I want money
That’s what I want
That’s what I want, well

Now give me money
A lot of money
Wow, yeah, you need money
Now, give me money
That’s what I want, yeah
That’s what I want

Bruno Mars: Money and Billionaire

We’ve shown several music videos related to wealth and money recently, but this amateur video of Bruno Mars performing acoustically at a private party is really unique.

He’s doing a mashup of the old classic “Money (That’s What I Want)” and his own hit “Billionaire”.

Go ahead and sing along to get into the wealth-attracting mindset.

I wanna be a billionaire so freakin’ bad
Buy all of the things I never had
I wanna be on the cover of Forbes magazine
Smiling next to Oprah and the Queen

Oh, every time I close my eyes
I see my name in shining lights
Yeah, a different city every night
Oh, I swear the world better prepare
For when I’m a billionaire

How to Actually Get Rich

4355915You may have wondered how to cut through all the information out there and figure out exactly how to actually get rich.

As we’ve talked about before here, “The only way you will ever get rich is by creating a product, being a producer, and making massive sales and skyrocketing your income,” says Victor Pride of Bold & Determined.

He goes on to explain:

You don’t get rich by having a limited income and saving a portion of that limited income.

That’s the silly little fib that has been sold to you.

Saving money is reactive. You don’t get rich by reaction, you get rich by proaction.

You have to be a producer to get rich. A money saver is a reducer.

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Pride prides himself (pun was inevitable!) on living a simple life, and hates complication. That includes the way he speaks and spells it out. He is more concerned with motivating you and firing you up than with not offending you.

You and you alone have to keep a keen eye on your assets, you and you alone can provide for your future. You are responsible for you, give up responsibility and you have no right to complain when it doesn’t work out for you.

A few simple rules to live by:

  1. Trust no one – Unless you are someone’s loving and devoted wife or mother no one gives a damn about your future. Least of all ‘money managers’. Point the finger inward, never outward. It’s your job and your responsibility to make sure you have a future. It pays to be paranoid. Verify everything.
  2. Produce income – Wealth isn’t coming to you via a paycheck and $3 saved daily on a cup of coffee. It is coming from production, from action, from earning more money.
  3. Live below your means – You simply cannot be in debt lest you want to work in a 9-5 job forever. Debt is slavery, money and time is freedom. Think big to live little. Cut down the big expenses like housing, automobile, higher education, credit card debt, cell phone bill etc. When your biggest bills are tiny you can afford all the little coffee’s you want. Big expenses do not increase quality of life, they increase stress. No bills, no stress.
  4. Take action when opportunity presents itself – The real reason to save money, to use it to make more money.
[Tweet "The joke: To get rich, save your money from your limited income stream and be rich in 40 or 50 years."]

The reality: To get rich make a lot more money now.

Read the full story on

10 Habits of the Prosperous

book_dbhWhat do the prosperous do that most people don’t? What are the beliefs and habits of the prosperous that allow them to accumulate wealth?

The following is an excerpt from the book DoesYour Bag Have Holes by Cameron C. Taylor.

1.  Clear Monitored Financial Goals — Charles Coonradt, author of The Game of Work wrote, “If you put one hundred people in a room and ask them how many would like to be financially independent, all the hands will go up. If you then ask them how many have a personal financial statement detailing assets, liabilities, and net worth that is current in the last ninety days . . . ninety of those hundred people will not raise their hands. If you ask those remaining ten people how many have that financial statement laid out in a pro forma goals format for one, three, five, ten and twenty year periods, nine of the people will sit down. The one still standing will be a millionaire”

2.  Delay Gratification — The prosperous have learned to resist the temptation to lose what matters most long-term for the short-term pleasure of something now.

3.  Value Financial Independence — The prosperous enjoy the security and independence of owning their possessions more than social praise and status.

4.  Live Below Income — For every $10 the prosperous make they spend $7. For every $10 dollars the poor make, they spend $13.

5.  Save Money for Tomorrow — Many spend tomorrow’s resources for today’s pleasures. The financially independent save and invest today’s money for tomorrow.

6.  Earn Interest — Interest is a very powerful tool that either builds or diminishes wealth. Those who understand interest earn it and those who don’t understand interest pay it.

7.  Pay Themselves First — You can become financially independent simply by paying 10 percent of your income to savings and investments first, and then living on the rest.

8.  Buy Wholesale — You can greatly decrease your expenses by learning how to buy items at wholesale and by always asking for a discount.

9.  Create Gold-Laying Goose — The prosperous create a gold-egg-laying goose (assets with passive income) and then live on the eggs. Those who have reached the ranks of prosperity have learned that money is of a prolific generating nature.

10. Master of Money — A 17th Century Proverb states, “If money be not thy servant, it will be thy master.” The prosperous have their money work for them, while the poor work for money.


Cameron C. Taylor is a best-selling author, highly sought after speaker, and entrepreneur. Cameron is the author of the books Preserve, Protect, and Defend, Does Your Bag Have Holes? 24 Truths That Lead to Financial and Spiritual Freedom, 8 Attributes of Great Achievers, and Twelve Paradoxes of the Gospel. Cameron graduated with honors from business school and is the founder of several successful companies and charities. He is a founder of The Glorious Cause of America Institute and serves on its board of directors. Cameron is a recipient of the Circle of Honor Award for being an “exceptional example of honor, integrity, and commitment.” He lives in Idaho with his wife and children. Cameron is a gifted teacher who has been invited to speak at hundreds of meetings with excellent reviews.

Cameron’s books and lectures have been endorsed by Ken Blanchard, co-author of The One Minute Manager, Dr. Stephen R. Covey, author of The Seven Habits of Highly Effective People, Billionaire Jon Huntsman, Sr., Rich DeVos, owner of the Orlando Magic, William Danko, PhD, co-author of The Millionaire Next Door, and many others.

How to Become Rich Through Creating

How can you live into your full potential and get rich, even if you’re struggling now?

Leo Gura, Founder of and a self-professed personal development guinea pig, explains that in order to become rich it’s important to be a creator and exceptional in what you do. He also gives some solid tips on how to get past the excuses and roadblocks that stand in your way.

You have probably heard these ideas before. One of the recurring themes from experts telling us how to build wealth and become rich is to create value and start a business.

But of course that’s often easier said than done, and Leo says it in ways that might just resonate a little deeper. He doesn’t pull punches and encourages you to look in the right place for the solution.

Because the buck always stops with you.


You Wanna Be a Rockstar?

Continuing in our series of financially inspirational music videos — see If I Had a Million Dollars by the Barenaked Ladies and All Star by Smash Mouth — we bring you another Canadian band, like the former, singing about being a rockstar, like the latter.

Rockstar by Nickelback has been used at countless wealth-building seminars and in videos promoting the life of luxury. The video features a lot of actual stars, and it’s mostly just fun tongue-in-cheek stuff. In fact, much of the song is pretty silly.

But if you can really feel the possibility of experiencing some of the things in the video, it’s a good way to get prepped for making it happen.

I want a brand new house on an episode of Cribs
And a bathroom I can play baseball in
And a king size tub, Big enough for ten plus me
(Yeah, so what you need?)

I need a credit card that’s got no limit
And a big black jet with a bedroom in it
Gonna join the mile high club, At thirty-seven thousand feet
(Been there, done that)

I want a new tour bus full of old guitars
My own star on Hollywood Boulevard
Somewhere between Cher And James Dean is fine for me
(So how you gonna do it?)

I’m gonna trade this life For fortune and fame
I’d even cut my hair And change my name

‘Cause we all just wanna be big rockstars
And live in hilltop houses, drivin’ fifteen cars

Should or Must?

You may have heard people say “Don’t should on yourself” or “Don’t let others should on you.” Ha ha… yeah, cute, right? But the point is that we often do things based on what others want us to do, or a feeling of obligation rather than desire.

Elle Luna suggests making a slight shift, saying “This is a story about two roads—Should and Must. It’s a pep talk for anyone who’s chosen Should for far too long—months, years, maybe a lifetime—and feels like it’s about time they gave Must a shot.”

There are two paths in life: Should and Must. We arrive at this crossroads over and over again. And each time, we get to choose.

Over the past year I’ve chosen Must again and again. And it was petrifying. And at times it was dark. But I would never, ever, trade this past year for anything. This essay is my three biggest takeaways from the experience. It’s for anyone who is thinking of making the jump from Should to Must. Anyone looking to follow the energy deep within their chest but aren’t quite sure how.

Should is how others want us to show up in the world?—?how we’re supposed to think, what we ought to say, what we should or shouldn’t do. It’s the vast array of expectations that others layer upon us. When we choose Should the journey is smooth, the risk is small.

Must is different—there aren’t options and we don’t have a choice.

Must is who we are, what we believe, and what we do when we are alone with our truest, most authentic self. It’s our instincts, our cravings and longings, the things and places and ideas we burn for, the intuition that swells up from somewhere deep inside of us. Must is what happens when we stop conforming to other people’s ideals and start connecting to our own. Because when we choose Must, we are no longer looking for inspiration out there. Instead, we are listening to our calling from within, from some luminous, mysterious place.

Read the full story at

Hey Now, You’re an All Star

Every now and then we take a look at songs that can put you in the right frame of mind for success. These are the songs that play at motivational seminars, because they have value in the way they affect our subconscious minds.

Today’s song is All Star by Smash Mouth, and you’ve almost certainly heard it before. But today, listen as if the chorus is talking to you, and about you. Really feel it.

I saw the band play this song live, and it was energizing. Like all Smash Mouth songs, it’s fun and quirky… but it also has an inspiring, motivating message.

So much to do so much to see
So what’s wrong with taking the back streets?
You’ll never know if you don’t go
You’ll never shine if you don’t glow

Hey now, you’re an All Star, get your game on, go play
Hey now, you’re a Rock Star, get the show on, get paid
And all that glitters is gold
Only shooting stars break the mold

How to be a Millionaire by Age 25

Facebook CEO Mark Zuckerberg © Paul Sakuma, APYes, admit it, you want to be a millionaire. Most of us do. But is it possible to do it by age 25?

A lot of others have done it. If you’re past the quarter-century point you won’t make that goal, but there’s nothing to stop you from learning from their successes.

Each year, some Americans make their first million dollars before turning 25, including a few who are still in high school.

Among the traits they have in common are vision, smarts and determination.

A little luck never hurts.

Mark Zuckerberg

“Young people are just smarter,” Mark Zuckerberg, now 26, told a Stanford University audience in 2007. Three years earlier, Zuckerberg had helped launch the enterprise that came to be called Facebook and vaulted him into the ranks of the nation’s billionaires.

Here’s a look at nine other individuals who were millionaires before they were 25, with some of their advice for achieving success.

Michael Dell

Michael Dell, now 45, earned his first million at age 19. Dell dropped out of the University of Texas shortly after starting a computer company that sold directly to consumers, at prices lower than retail rivals could match.

By the time he was 24, the company now known as Dell (DELL, news) had revenues of $258 million. At last check, Dell’s estimated net worth was $13.5 billion.

His advice for young entrepreneurs: “You’ve got to be passionate about it,” he said in an interview with the Academy of Achievement. “I think people that look for great ideas to make money aren’t nearly as successful as those who say, ‘OK, what do I really love to do?

Catherine Cook

Catherine Cook, now 20, has been a millionaire for a couple of years. She and her brothers David and Geoff started myYearbook, a social-networking site popular with teens, in 2005, when Catherine and David were still in high school.

Her advice for young entrepreneurs: “Stop just thinking about it and make it happen. When you’re young is the best time to start your own business, as you do not have the responsibilities you will have when you’re older. The worst that can happen if you fail now is that you have firsthand experience to make your next venture a success.”

Sean Belnick

Sean Belnick, now 23, became a millionaire at 16. He started selling office chairs online, an endeavor that morphed into a company called Along the way, Belnick earned a bachelor’s degree from Emory University’s Goizueta Business School.

His advice for young entrepreneurs: “It is never too early to start. . . . There’s a lot of great information on the Internet. Just do the research and find a way to do what you want to do.”

Jermaine Griggs

Jermaine Griggs, now 27, became a millionaire at 23 by pursuing his passion for teaching music. His website,, is designed to help people learn to play piano, guitar or drums by ear, without reading sheet music. More than 2 million students download online lessons each year. Griggs’ plans include the launch of brick-and-mortar learning centers, a TV network and a magazine.

His advice for young entrepreneurs: “Understand the power of selling, not just things but yourself and your ideas. Study business. Study those who have come before you and find people with the same dreams and aspirations as you.”

Read the full article, including five more millionaires, on

If I Had a Million Dollars

And now for something completely different… or at least a lot more fun.

How will you spend you next millions dollars?

Learning about how to be rich and increase your prosperity is fantastic, and we post a lot here on those topics. But sometimes just listening to the right song will get you in the mood to attract wealth as well.

Probably the most famous song by The Barenaked Ladies — fellows from Toronto, like myself, that I got to meet and interview several times — is “If I Had a Million Dollars” (or “If I Had $1,000,000”). And it gets played at millionaire mindset seminars and workshops around the world.

Here they play it live at the DTE Energy Music Theater in Clarkston, Michigan in 2007.

Feel free to sing along for full effect…

If I had a million dollars, If I had a million dollars
Well, I’d buy you a house, I would buy you a house

And if I had a million dollars, If I had a million dollars
I’d buy you furniture for your house, Maybe a nice Chesterfield or an ottoman

And if I had a million dollars, If I had a million dollars
Well, I’d buy you a K-Car, A nice Reliant automobile
And if I had a million dollars, I’d buy your love

If I had a million dollars, I’d build a tree-fort in our yard
If I had a million dollars you could help, It wouldn’t be that hard

If I had a million dollars, Maybe we could put a little tiny fridge
In there somewhere, We could just go up there and hang out

Like open the fridge and stuff
And there’d all be foods laid out for us
Like little pre-wrapped sausages and things

They have pre-wrapped sausages, But they don’t have pre-wrapped bacon
Well, can you blame them? Yeah!

If I had a million dollars, If I had a million dollars
Well, I’d buy you a fur coat, But not a real fur coat, that’s cruel

And if I had a million dollars, If I had a million dollars
Well, I’d buy you an exotic pet, Yep, like a llama or an emu

And if I had a million dollars, If I had a million dollars
Well, I’d buy you John Merrick’s remains, All them crazy elephant bones
And if I had a million dollars I’d buy your love

If I had a million dollars, We wouldn’t have to walk to the store
If I had a million dollars, We’d take a limousine, ’cause it costs more

If I had a million dollars, We wouldn’t have to eat Kraft Dinner
But we would eat Kraft Dinner

Of course we would, we’d just eat more
And buy really expensive ketchups with it
That’s right, all the fanciest Dijon ketchups

If I had a million dollars, If I had a million dollars
Well, I’d buy you a green dress, But not a real green dress, that’s cruel

And if I had a million dollars, If I had a million dollars
Well, I’d buy you some art, A Picasso or a Garfunkel

If I had a million dollars, If I had a million dollars
Well, I’d buy you a monkey, Haven’t you always wanted a monkey?
If I had a million dollars I’d buy your love

If I had a million dollars, If I had a million dollars
If I had a million dollars, If I had a million dollars
If I had a million dollars, I’d be rich!